Cigna Healthcare offers two main kinds of dental coverage: dental PPO (DPPO) plans that let you see any licensed dentist, and the Cigna Dental Care DHMO, which requires you to choose a primary care dentist from its network. Which one you have changes how you should search for a dentist.
Your card or plan summary shows whether you have a Cigna Dental PPO or Cigna Dental Care (DHMO). DHMO members use the Cigna Dental Care Access Plus network.
Representative dental illustration from the Family Dentistry Clinic image library.This guide explains how common dental plan types and networks work. Benefits, networks and costs differ from plan to plan and change over time. Family Dentistry Clinic is an independent directory and is not affiliated with any insurer. Confirm coverage with your plan and the dental office before treatment.
| Plan or network | How it works | What to confirm |
|---|---|---|
| Cigna Dental PPO (DPPO) | Visit any licensed dentist, including specialists, without referrals. You typically spend less with a Cigna network dentist. | Whether the dentist is in the network your plan uses, and your deductible and annual maximum. |
| Cigna Dental Care (DHMO) | Choose a primary care dentist or office in the Cigna Dental Care Access Plus network to receive benefits. Costs follow a patient charge schedule; plans often have no deductible or dollar maximum. | That the office is your selected DHMO dentist. The DHMO is not available in every state. |
Representative imageOn cigna.com, use the provider search and pick the plan type shown on your card. For a DHMO, select Cigna Dental Care DHMO and the Access Plus network.
Many dentists are in both Cigna networks, but not all. Confirm with the office which Cigna plan they accept before you book.
Write down the name of the person you spoke to and the date. Coverage questions are easier to resolve later when you have a record.
These clinics in our directory list this plan in the sources we checked. Plan participation changes, so confirm your specific plan and network with the office.
Don’t see a clinic near you? Browse the clinic directory and ask each office about your plan.
No. DPPO members can see any licensed dentist or specialist without a referral, though staying in network usually costs less.
Not everywhere. Employer materials list several states where it is not offered, so check your enrollment documents.
A dental health maintenance organization: you use a network primary care dentist and pay set amounts listed in a charge schedule.
We checked carrier, government and employer plan documents listed below. Plan names and networks can change, and individual plans vary.
Family Dentistry Clinic is an informational directory and does not sell insurance or provide dental treatment. See our editorial policy and medical disclaimer.
Use the clinic directory to find practices near you, then call to confirm they participate in your plan’s network. Compare typical fees in our dental cost guide.
